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Resources

The Medicare questions people actually ask us.

No jargon, no scare tactics, no hidden pitch at the end. These are the explanations we give on the phone, written down so you can read them at your own pace.

Comparing coverage

Medicare Advantage vs. Medigap: how to actually choose

The honest comparison is not which plan is better. It is which set of tradeoffs — network freedom versus monthly cost — matches how you use healthcare.

July 29, 2026 · 7 min read

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Prescriptions

How to check your prescriptions against a Part D formulary

The lowest premium plan is often the most expensive one for your actual medications. Here is the fifteen-minute check that finds out before you enroll.

July 2, 2026 · 5 min read

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Enrollment

What the Annual Enrollment Period is for — and what it isn't

October 15 to December 7 is the window where most Medicare changes are allowed. It is also the window where the marketing gets loudest, so it helps to know what you can and cannot do.

June 11, 2026 · 5 min read

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Costs

The four Medicare costs people forget to budget for

Part B premiums are the number everyone knows. These are the four that show up later and surprise people who thought Medicare was free at 65.

May 20, 2026 · 6 min read

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Protecting yourself

How to spot a Medicare scam call

Medicare will not call you to sell a plan, offer a free brace, or ask for your number to verify your account. Here is what legitimate outreach looks like.

April 15, 2026 · 4 min read

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Articles on this site are general education, not advice about your specific situation, and are current as of their publication date. Plan details change every year. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all of your options. Questions? Email [email protected].